At Summit Path Coaching, we know that lasting financial change is not just about information; it is about action. True action comes from clarity, confidence, and understanding the "why" behind your money decisions. The first step in our ASCEND coaching model is Awareness—identifying your current financial reality and surfacing the beliefs that shape your decisions. Often, what holds us back are misconceptions. Let’s bring clarity to the conversation by busting the most common budgeting...

Welcome back. Let’s recap. You discovered your why, wrote it down, shared it with others, and stuck it where you can see it every day. This is your motivation to go on the budgeting journey. Then you found all your sources of income and all the things you spend money on over the month. We put that all together and categorized and sorted this to create your first budget. We know that first few months of budgeting may not be perfect, but you did see some interesting, and maybe concerning,...

These are ways to find extra margin in your basic monthly budget to move you toward your goals faster.