<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Summit Path Coaching]]></title><description><![CDATA[Empowering Your Financial Journey Together]]></description><link>https://www.summitpathcoaching.com/blog</link><generator>RSS for Node</generator><lastBuildDate>Fri, 24 Apr 2026 16:55:59 GMT</lastBuildDate><atom:link href="https://www.summitpathcoaching.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Budgeting Step 3: Building Your Budget]]></title><description><![CDATA[Gaining Ground: How to Build a Simple, Actionable Budget At Summit Path Coaching, we know that lasting change isn’t just about information; it’s about action, and action comes from clarity, confidence, and understanding what drives you. Managing your money shouldn't feel chaotic. Whether you are an individual working toward personal financial stability or a small business owner, building and maintaining a realistic budget is foundational to your success. A structured approach to budgeting...]]></description><link>https://www.summitpathcoaching.com/post/budgeting-step-3-building-your-budget</link><guid isPermaLink="false">69dcf2d6e72e8bb038a735a9</guid><pubDate>Mon, 13 Apr 2026 13:50:55 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/7ec6ba_00e544506fdf4538b9dad6c1fba39ba4~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Trish Hall</dc:creator></item><item><title><![CDATA[Budgeting Step 2: Gaining Awareness of Your Expenses]]></title><description><![CDATA[Welcome back to our Budgeting Basics series. At Summit Path Coaching, we know that lasting change isn’t just about information; it’s about action, and action comes from clarity, confidence, and understanding what drives you. Before you can confidently tell your money where to go, you have to understand your current financial reality, beliefs, and attitudes about money. In our ASCEND coaching framework, this process represents the very first step: A — Awareness . This stage is designed to...]]></description><link>https://www.summitpathcoaching.com/post/budgeting-step-2-gaining-awareness-of-your-expenses</link><guid isPermaLink="false">69da7fe68614fb4128ae7713</guid><pubDate>Mon, 13 Apr 2026 12:58:06 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/7ec6ba_9b0861afa66647c18ca63e90f1aa643f~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Trish Hall</dc:creator></item><item><title><![CDATA[How to Jumpstart Your First $1,000 Emergency Fund (Without Squeezing Your Budget Dry)]]></title><description><![CDATA[Let’s be honest: when you are just starting to take control of your finances, saving that first $1,000 can feel like a mountain. If your budget is already tight, the idea of scraping together an extra grand by transferring $20 a week is frustratingly slow. Here at Summit Path Coaching, Trish and I see this all the time. People lose momentum because the process takes too long. But building that initial safety net is crucial—it's the buffer between you and a blown tire, a surprise medical bill,...]]></description><link>https://www.summitpathcoaching.com/post/how-to-jumpstart-your-first-1-000-emergency-fund-without-squeezing-your-budget-dry</link><guid isPermaLink="false">69d6a8430611ac839ce7e2a1</guid><pubDate>Wed, 08 Apr 2026 19:13:51 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/7ec6ba_4aafde076bea4aa6a467567fbd218235~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Trish Hall</dc:creator></item><item><title><![CDATA[Budgeting Step 1: How to Calculate Your True Monthly Income]]></title><description><![CDATA[Monday Budget Series: Step One – Finding Your Financial Baseline Welcome to the first installment of our Monday Budget Series. At Summit Path Coaching, we believe that taking control of your money starts with taking an honest look at where you stand. In our ASCEND coaching framework, the very first step is Awareness —understanding your current financial picture without judgment. Before we can tell your money where to go, we must know exactly how much of it is coming in. Today, we are focusing...]]></description><link>https://www.summitpathcoaching.com/post/budgeting-step-1-how-to-calculate-your-true-monthly-income</link><guid isPermaLink="false">69d51903d3b1a3633e6ceafd</guid><pubDate>Tue, 07 Apr 2026 14:50:52 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/7ec6ba_7a85c9a96a3b40d998578d57e3267590~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Trish Hall</dc:creator></item><item><title><![CDATA[Tax Day 2026: Don't Miss the New Tip &#38; Overtime Deductions]]></title><description><![CDATA[The deadline to file your taxes— Wednesday, April 15, 2026 —is right around the corner. But this year, tax season isn't just about digging up old receipts and filling out the same old paperwork; everyone is talking about the massive changes hitting our tax returns. With the recent implementation of new tax laws, the buzz around "no tax on tips" and "no tax on overtime" is very real. People are actively searching to understand how these policies will affect their take-home pay, and businesses...]]></description><link>https://www.summitpathcoaching.com/post/tax-day-2026-don-t-miss-the-new-tip-overtime-deductions</link><guid isPermaLink="false">69cbeef17d31fe550c642442</guid><pubDate>Tue, 31 Mar 2026 16:03:38 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/7ec6ba_c5c446519d694c2eb123a2f98b22ce26~mv2.png/v1/fit/w_1000,h_633,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Trish Hall</dc:creator></item><item><title><![CDATA[3 Proven Strategies to Reduce Fuel Consumption and Save Cash]]></title><description><![CDATA[We have been hearing your concerns about making your gas budget work, and we want to validate that those concerns are incredibly real. With the price of gas having jumped 42% since January 1st, 2026, it is hitting everyone’s wallet hard. Let us help you explore some practical ways to reduce your fuel consumption and make every single drop stretch a little bit further: 1️⃣ Improve Your Gas Mileage  It is not just what you drive, but how  you drive! Ease off the pedal:  Driving a bit slower...]]></description><link>https://www.summitpathcoaching.com/post/3-proven-strategies-to-reduce-fuel-consumption-and-save-cash</link><guid isPermaLink="false">69ca881fe7de3cb00606d8be</guid><pubDate>Mon, 30 Mar 2026 14:28:11 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/7ec6ba_f86d0bd4baff474ea69cc600bdeff8cb~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Trish Hall</dc:creator></item><item><title><![CDATA[Forget Quiet Luxury: The Death of the 'Little Treat' and the Rise of Loud Budgeting 2.0]]></title><description><![CDATA[For years, the internet was a performance. A carefully curated show of "Quiet Luxury," #Blessed moments, and daily indulgences, framed as essential self-care. It was a beautiful, but unsustainable, curated lie. Welcome to 2026, where the illusion is officially dead. The biggest viral wave in finance isn't showing off a new purchase; it's proudly, vocally, and aggressively declaring what you refused  to buy. We have officially entered the era of Loud Budgeting 2.0  and the Great ‘Little Treat’...]]></description><link>https://www.summitpathcoaching.com/post/forget-quiet-luxury-the-death-of-the-little-treat-and-the-rise-of-loud-budgeting-2-0</link><guid isPermaLink="false">69c40d5dd2e55f64fe07d0b2</guid><pubDate>Wed, 25 Mar 2026 16:37:21 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/7ec6ba_349553d5a75c48fea987d01dab8a13aa~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Trish Hall</dc:creator></item><item><title><![CDATA[Should You Claim Social Security Early? Understanding the New FRA 67 and the Real Break‑Even Math]]></title><description><![CDATA[For anyone approaching retirement, Social Security timing is one of the most significant financial decisions you will ever make. It is the difference between a lifetime of "just getting by" and a lifetime of financial security.   As we move into 2026, the rules have officially shifted, and the stakes are higher than ever. If you were born in 1960 or later, your Full Retirement Age (FRA) is now 67. While that might seem like just a number on a government website, it fundamentally changes the...]]></description><link>https://www.summitpathcoaching.com/post/should-you-claim-social-security-early-understanding-the-new-fra-67-and-the-real-break-even-math</link><guid isPermaLink="false">69c2b027adda444fefb1acc8</guid><pubDate>Tue, 24 Mar 2026 16:07:58 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/7ec6ba_c9f908a796544e6f829a7aaf58d24cb6~mv2.jpg/v1/fit/w_1000,h_768,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Trish Hall</dc:creator></item><item><title><![CDATA[Fun Weekend Adventures Without Breaking Your Budget]]></title><description><![CDATA[At Summit Path Coaching , we believe financial freedom isn’t about deprivation; it’s about intentionality . Our ASCEND  model focuses on building habits that support your long-term goals while allowing you to enjoy the climb. Living a life you love doesn't require a high-priced ticket. By applying a little Strategy  and Clarity  to your weekend planning, you can find fulfillment and connection without derailing your financial roadmap. Here are several ways to enjoy your weekend while staying...]]></description><link>https://www.summitpathcoaching.com/post/fun-weekend-adventures-without-breaking-your-budget</link><guid isPermaLink="false">69bd70d6e108eb64bf205ebd</guid><pubDate>Fri, 20 Mar 2026 16:23:24 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/7ec6ba_744ea49529554c2e9d433b4cb848c86e~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Trish Hall</dc:creator></item><item><title><![CDATA[ Beyond the Spreadsheet: Why You Need a Financial Coach to Achieve True Freedom]]></title><description><![CDATA[Most people believe that achieving financial freedom is simply a matter of finding the right spreadsheet or downloading the perfect budgeting app. But if information alone were enough, financial stress wouldn’t be so universal. Traditional financial planners are trained to tell your money where to go. They manage assets, build portfolios, and forecast market returns. But what happens when the challenge isn't the math, but the mindset? That is where a financial coach steps in. At Summit Path...]]></description><link>https://www.summitpathcoaching.com/post/beyond-the-spreadsheet-why-you-need-a-financial-coach-to-achieve-true-freedom</link><guid isPermaLink="false">69bc4f66923be8e8942c98eb</guid><pubDate>Fri, 20 Mar 2026 15:47:06 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/7ec6ba_74dcb854294c4c02be248f1369f85722~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Trish Hall</dc:creator></item><item><title><![CDATA[How to Boost Your Productivity with Simple Daily Habits]]></title><description><![CDATA[Feeling overwhelmed by your to-do list or struggling to focus during the day? Many people face these challenges, but the good news is that small changes in daily habits can lead to big improvements in productivity. This post explores practical, easy-to-implement habits that help you get more done without burning out. Start Your Day with a Clear Plan A productive day begins with a clear plan. Instead of jumping straight into work, take a few minutes each morning to outline your priorities....]]></description><link>https://www.summitpathcoaching.com/post/how-to-boost-your-productivity-with-simple-daily-habits</link><guid isPermaLink="false">69bc2c5406e9acd4d41bf5f1</guid><pubDate>Thu, 19 Mar 2026 17:05:52 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/7ec6ba_bbc073a052dc4c97b14d6792639014ba~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Trish Hall</dc:creator></item><item><title><![CDATA[Empower Your Finances with Coaching Strategies]]></title><description><![CDATA[In today's fast-paced world, managing finances can feel overwhelming. Many people struggle with budgeting, saving, and investing, often leading to stress and uncertainty about their financial future. Fortunately, financial coaching offers a practical solution to these challenges. By leveraging personalized strategies and expert guidance, individuals can take control of their finances and work towards achieving their financial goals. Understanding Financial Coaching Financial coaching is a...]]></description><link>https://www.summitpathcoaching.com/post/empower-your-finances-with-coaching-strategies</link><guid isPermaLink="false">69b19e463858926568f56b1b</guid><pubDate>Wed, 11 Mar 2026 16:54:30 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/7ec6ba_e8eca4cb1be742b291fa3d9d4ab8d6e1~mv2.png/v1/fit/w_1000,h_768,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Trish Hall</dc:creator></item><item><title><![CDATA[Build Financial Wellness for Your Small Business]]></title><description><![CDATA[Starting and running a small business is no small feat. Entrepreneurs often juggle multiple responsibilities, from managing operations to marketing their products or services. Amidst all these tasks, financial wellness can sometimes take a backseat. However, establishing a solid financial foundation is crucial for the long-term success of your business. This blog post will guide you through essential strategies to build financial wellness for your small business, ensuring you are...]]></description><link>https://www.summitpathcoaching.com/post/build-financial-wellness-for-your-small-business</link><guid isPermaLink="false">69b19e413858926568f56b0c</guid><pubDate>Wed, 11 Mar 2026 16:54:25 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/7ec6ba_c65b5e974884423d8e570822f8ebd2a8~mv2.png/v1/fit/w_1000,h_768,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Trish Hall</dc:creator></item><item><title><![CDATA[Transform Your Money Mindset for Lasting Change]]></title><description><![CDATA[In a world where financial literacy is more crucial than ever, many people find themselves struggling with their relationship to money. Whether it’s the fear of not having enough, the stress of debt, or the anxiety of investing, our money mindset can significantly impact our financial well-being. Transforming your money mindset is not just about changing how you think; it’s about creating lasting change that can lead to financial freedom and peace of mind. A close-up view of a person...]]></description><link>https://www.summitpathcoaching.com/post/transform-your-money-mindset-for-lasting-change</link><guid isPermaLink="false">69b19e413858926568f56b09</guid><pubDate>Wed, 11 Mar 2026 16:54:25 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/7ec6ba_02a7aabe56c14da28f7adbf3d707f470~mv2.png/v1/fit/w_1000,h_768,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Trish Hall</dc:creator></item></channel></rss>